:root{--red:#b20f17;--red-dark:#8f0b12;--ink:#181d25;--muted:#59626e;--line:#e3e6e9;--paper:#fff;--soft:#f6f7f8;--dark:#191d22;--max:1280px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Arial,Helvetica,"Segoe UI",sans-serif;background:#fff;line-height:1.55;font-size:16px;overflow-wrap:break-word}a{color:inherit;text-decoration:none}img{max-width:100%}.container{width:min(var(--max),calc(100% - 48px));margin:auto}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:16px;top:16px;background:#fff;padding:10px 14px;z-index:9999;border:1px solid var(--line)}
.utility-bar{background:var(--dark);color:#cfd3d8;font-size:12.5px}.utility-inner{display:flex;align-items:center;justify-content:space-between;padding:8px 0}.utility-contact{display:flex;gap:20px}.utility-contact a{color:#cfd3d8}.utility-contact a:hover{color:#fff}
.lang-switch{position:relative}.lang-btn{display:inline-flex;align-items:center;gap:6px;background:var(--red);border:0;border-radius:5px;padding:7px 12px;font-weight:800;font-size:13px;color:#fff;cursor:pointer;letter-spacing:.02em}.lang-btn:hover{background:var(--red-dark)}.lang-btn svg{width:13px;height:13px;flex:0 0 auto}.lang-btn .globe-ic{width:14px;height:14px}.lang-menu{position:absolute;top:calc(100% + 8px);right:0;background:#fff;border:1px solid var(--line);border-radius:7px;box-shadow:0 10px 24px rgba(17,20,25,.16);min-width:170px;padding:6px;display:none;z-index:60}.lang-switch.is-open .lang-menu{display:block}.lang-menu a{display:flex;align-items:center;justify-content:space-between;padding:9px 10px;border-radius:5px;font-size:14px;font-weight:600;color:var(--ink)}.lang-menu a:hover{background:var(--soft)}.lang-menu a[aria-current=true]{color:var(--red)}
.lang-pending-notice{background:#fff7e8;border-bottom:1px solid #f0ddb0;color:#6b5a2a;font-size:13.5px;padding:10px 0}
.site-header{background:#fff;position:sticky;top:0;z-index:50;border-bottom:1px solid rgba(0,0,0,.07)}.header-inner{min-height:88px;display:flex;align-items:center;gap:28px}.brand{flex:0 0 255px}.brand-logo{display:block;width:255px;height:auto}.site-nav{margin-left:auto;display:flex;align-items:center;gap:20px;font-size:14px;font-weight:700}.site-nav a{padding:10px 0;white-space:nowrap}.site-nav a[aria-current=page]{border-bottom:2px solid var(--red)}.site-nav .nav-cta{background:var(--red);color:#fff;border-radius:5px;padding:12px 15px;text-align:center;line-height:1.2}.nav-toggle{display:none}
.eyebrow{text-transform:uppercase;letter-spacing:.13em;color:var(--red);font-weight:800;font-size:12px}.button{display:inline-flex;align-items:center;justify-content:center;min-width:190px;padding:13px 22px;border-radius:5px;text-transform:uppercase;font-weight:800;letter-spacing:.03em;border:0}.button.primary{background:var(--red);color:#fff}.button.primary:hover{background:var(--red-dark)}.button.secondary{border:1.5px solid var(--red);color:var(--red);background:#fff}.text-link,.link{color:var(--red);font-weight:700}
.home-hero{min-height:440px;background:linear-gradient(90deg,#fff 0%,rgba(255,255,255,.98) 40%,rgba(255,255,255,.58) 60%,rgba(255,255,255,.08) 100%),url('hero-globe.jpg') center right/cover no-repeat;display:flex;align-items:center}.hero-content{padding:52px 0}.hero-content h1{font:700 clamp(36px,3.3vw,52px)/1.15 Arial,Helvetica,sans-serif;letter-spacing:-.6px;margin:0 0 20px;max-width:760px}.hero-content p{font-size:18px;max-width:660px;margin:0 0 28px;color:#303741}.actions{display:flex;gap:18px;flex-wrap:wrap}
.service-cards{padding:20px 0}.service-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px}.service-card{border:1px solid var(--line);border-radius:8px;overflow:hidden;background:#fff;transition:transform .2s,box-shadow .2s}.service-card:hover{transform:translateY(-2px);box-shadow:0 8px 22px rgba(0,0,0,.08)}.service-card img{display:block;width:100%;height:140px;object-fit:cover}.service-card div{padding:17px 18px 20px}.service-card h2{font-size:17px;line-height:1.25;margin:0 0 7px}.service-card p{margin:0;color:#414954;font-size:14px}
.assurance-band{padding:8px 0 28px}.assurance-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr)) minmax(0,1.05fr);gap:14px}.ice-block,.assurance-item{padding:20px;border:1px solid var(--line);border-radius:8px;background:#fff;transition:transform .2s,box-shadow .2s}.ice-block:hover,.assurance-item:hover{transform:translateY(-2px);box-shadow:0 8px 22px rgba(0,0,0,.08)}.ice-block>span{display:block;font-size:14px;font-weight:700;margin-bottom:8px}.ice-block img{width:160px;height:auto;display:block}.ice-link{display:block;margin-top:8px;color:var(--red);font-weight:700;font-size:14px}.assurance-item{display:flex;gap:12px}.assurance-icon{color:var(--red);font-size:25px;line-height:1}.assurance-item h3{font-size:15px;margin:0 0 6px}.assurance-item p{font-size:13px;color:#525b66;margin:0}
.home-detail{padding:56px 0;background:#f8f8f8}.detail-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,1fr);gap:52px;align-items:center}.home-detail h2{font-size:34px;line-height:1.15;margin:10px 0 14px}.home-detail p{font-size:17px;color:#4c5560;margin:0}.detail-list{display:grid;grid-template-columns:minmax(0,1fr);gap:10px}.detail-list a{background:#fff;border:1px solid var(--line);padding:15px 17px;font-weight:700;border-left:4px solid var(--red)}
.home-news{padding:8px 0 36px}.news-banner{display:flex;align-items:center;gap:26px;background:#fff;border:1px solid var(--line);border-radius:8px;padding:26px 30px;box-shadow:0 6px 18px rgba(17,20,25,.05)}.news-tag{flex:0 0 auto;background:var(--red);color:#fff;font-weight:800;font-size:11px;text-transform:uppercase;letter-spacing:.06em;padding:7px 13px;border-radius:20px;white-space:nowrap}.news-body{flex:1 1 auto;min-width:0}.news-body h2{font-size:21px;line-height:1.3;margin:0 0 8px}.news-body p{margin:0;color:#4c5560;font-size:15px}.news-banner .button{flex:0 0 auto;min-width:0;white-space:nowrap}
@media(max-width:820px){.news-banner{flex-direction:column;align-items:flex-start;gap:16px}.news-banner .button{width:100%}}
.page-hero{padding:46px 0 30px;border-bottom:1px solid #f0f1f2}.page-hero h1{font-size:clamp(34px,3.4vw,48px);line-height:1.12;letter-spacing:-.6px;margin:8px 0 14px;max-width:1050px}.page-hero p{font-size:18px;max-width:1050px;margin:0;color:#343b45}.section{padding:40px 0}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,320px);gap:48px;align-items:start}.prose{min-width:0}.prose .lead{font-size:18px;color:#353d47;margin:0 0 24px}.prose h2{font-size:28px;line-height:1.2;margin:32px 0 10px}.prose h2:first-of-type{margin-top:24px}.prose h3{font-size:18px;margin:0 0 7px}.prose p{margin:0 0 16px}.prose ul{margin:8px 0 18px;padding-left:22px}.prose li{margin-bottom:6px}.service-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:22px 0 30px}.service-block{border:1px solid var(--line);border-radius:7px;padding:18px;background:#fff}.service-block h3{font-size:17px;margin:0 0 6px}.service-block p{font-size:15px;color:#4d5661;margin:0}.notice{border-left:4px solid var(--red);background:#f7f7f7;padding:15px 17px;margin:20px 0}.sidebar{display:grid;grid-template-columns:minmax(0,1fr);gap:16px}.side-card{border:1px solid var(--line);border-radius:7px;padding:22px;background:#fff}.side-card.dark{background:#20242a;color:#fff;border-color:#20242a}.side-card h3{font-size:19px;margin:0 0 10px}.side-card p{margin:0 0 16px}.side-card .button{width:100%;min-width:0}.fact-list{display:grid;grid-template-columns:minmax(0,1fr);gap:8px;margin:0 0 16px}.fact-list span{position:relative;padding-left:16px;font-size:15px;color:#4d5661}.fact-list span::before{content:"";position:absolute;left:0;top:8px;width:6px;height:6px;border-radius:50%;background:var(--red)}.mini-links{display:grid;grid-template-columns:minmax(0,1fr);gap:9px}.mini-links a{display:block;border:1px solid var(--line);border-radius:5px;padding:11px 12px;font-weight:700;background:#fff;color:var(--ink)}.mini-links a:hover{border-color:#c6cbd0}.ice-side img,.ice-mark{display:block;width:150px;max-width:100%;height:auto;margin:0 0 14px}
.hero{padding:48px 0}.hero-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:44px;align-items:center}.hero h1{font-size:clamp(38px,3.8vw,54px);line-height:1.08;margin:8px 0 16px}.hero p{font-size:18px;max-width:680px}.hero-panel,.card{border:1px solid var(--line);border-radius:8px;padding:24px;background:#fff}.hero-panel h2,.card h2{font-size:21px;margin:0 0 9px}.hero-panel p,.card p{margin:0 0 14px}.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.section.soft{background:var(--soft)}.section.dark{background:#1c2026;color:#fff}.section.dark .eyebrow{color:#f06a70}.section.dark h2{font-size:30px;margin:8px 0 10px}.section.dark p{margin:0 0 18px}
.contact-grid{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:40px;align-items:start}.contact-card{border:1px solid var(--line);border-radius:8px;padding:24px}.contact-card h2,.contact-title{font-size:27px;margin:8px 0 20px}.contact-line{display:grid;grid-template-columns:140px minmax(0,1fr);gap:14px;padding:10px 0;border-top:1px solid #f0f1f2}.contact-line strong{font-weight:800}.contact-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.contact-options>a:last-child{grid-column:1/-1}.contact-options a{display:flex;flex-direction:column;gap:7px;border:1px solid var(--line);border-radius:7px;padding:16px;background:#fff;min-height:96px}.contact-options a:hover{border-color:#bbbfc4;box-shadow:0 4px 14px rgba(0,0,0,.05)}.contact-options strong{font-size:16px}.contact-options span{font-size:14px;color:#4d5661}.contact-options .contact-email{color:var(--red);font-weight:700;font-size:13px;margin-top:auto}.contact-notice{margin-top:18px}
.help-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:22px 0 30px}.help-option{display:block;border:1px solid var(--line);border-radius:7px;padding:18px;background:#fff}.help-option:hover{border-color:#b9bec4;box-shadow:0 4px 14px rgba(0,0,0,.05)}.help-option h3{font-size:17px;margin:0 0 7px}.help-option p{font-size:15px;color:#4d5661;margin:0}.contact-end{border-top:1px solid var(--line);margin-top:28px;padding-top:26px}.contact-end h2{margin-top:0}.contact-details{display:flex;gap:24px;flex-wrap:wrap;margin:12px 0 20px}.contact-details a{font-weight:700;color:var(--red)}
.privacy-intro{max-width:940px}.privacy-accordion{display:grid;grid-template-columns:minmax(0,1fr);gap:10px;margin-top:20px}.privacy-accordion details{border:1px solid var(--line);border-radius:7px;background:#fff;overflow:hidden}.privacy-accordion summary{cursor:pointer;list-style:none;font-weight:800;font-size:17px;padding:16px 18px;position:relative;padding-right:48px}.privacy-accordion summary::-webkit-details-marker{display:none}.privacy-accordion summary:after{content:'+';position:absolute;right:18px;top:10px;font-size:27px;font-weight:400;color:var(--red)}.privacy-accordion details[open] summary{border-bottom:1px solid var(--line)}.privacy-accordion details[open] summary:after{content:'–'}.privacy-body{padding:16px 18px}.privacy-body p:first-child{margin-top:0}.privacy-body p:last-child,.privacy-body ul:last-child{margin-bottom:0}.privacy-body ul{padding-left:21px}.privacy-body li{margin-bottom:6px}
.site-footer{background:var(--dark);color:#fff;padding:44px 0 18px;margin-top:0}.footer-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,.85fr) minmax(0,.9fr) minmax(0,1fr);gap:34px}.footer-logo{width:220px;height:auto;background:#fff;display:block}.footer-brand p,.footer-links{color:#c8ccd1;font-size:14px}.footer-brand p{max-width:300px}.footer-links{display:grid;grid-template-columns:minmax(0,1fr);gap:8px}.footer-links a:hover{color:#fff}.site-footer h3{font-size:16px;margin:0 0 12px}.footer-bottom{border-top:1px solid #363a40;margin-top:32px;padding-top:18px;color:#9ca3aa;font-size:12px}.ice-footer{display:inline-flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:13px;line-height:1.2;margin-top:16px}.ice-footer img{display:block;width:52px;height:auto;background:#fff;padding:6px 8px;border-radius:5px;box-shadow:0 1px 2px rgba(0,0,0,.25)}
@media(max-width:1260px){.header-inner{min-height:76px}.brand{flex-basis:200px}.brand-logo{width:200px}.nav-toggle{display:block;margin-left:auto;background:#fff;border:1px solid var(--line);border-radius:4px;padding:9px 12px}.site-nav{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;padding:18px 22px;flex-direction:column;align-items:stretch;gap:13px;font-size:12.5px;box-shadow:0 12px 20px rgba(0,0,0,.08)}.site-nav.open{display:flex}}
@media(max-width:1100px){.service-grid{grid-template-columns:repeat(3,1fr)}.service-grid>a:last-child{grid-column:1/-1}.assurance-grid{grid-template-columns:1fr 1fr}.ice-block{grid-column:1/-1}.content-grid{grid-template-columns:1fr 290px;gap:30px}}
@media(max-width:820px){.container{width:min(100% - 30px,var(--max))}.home-hero{min-height:470px;background-position:65% center}.hero-content h1{font-size:44px}.service-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}.detail-grid,.footer-grid,.hero-grid,.content-grid,.contact-grid{grid-template-columns:minmax(0,1fr)}.card-grid{grid-template-columns:minmax(0,1fr)}.footer-grid{gap:26px}.service-list,.help-options,.contact-options{grid-template-columns:minmax(0,1fr)}.sidebar{margin-top:10px}.contact-line{grid-template-columns:125px minmax(0,1fr)}.utility-contact{display:none}.utility-inner{justify-content:flex-end}}
@media(max-width:520px){.service-grid{grid-template-columns:1fr}.home-hero{background:linear-gradient(rgba(255,255,255,.91),rgba(255,255,255,.91)),url('hero-globe.jpg') center/cover}.hero-content h1{font-size:37px}.hero-content p,.page-hero p,.hero p{font-size:16px}.button{width:100%}.assurance-grid{grid-template-columns:1fr}.service-card img{height:160px}.page-hero{padding:34px 0 24px}.section{padding:30px 0}.contact-line{grid-template-columns:1fr;gap:2px}.contact-details{display:grid;gap:8px}}

/* ---- Motion & polish (restrained, respects prefers-reduced-motion) ---- */
.site-header{transition:box-shadow .25s ease,background-color .25s ease}
.site-header.is-scrolled{background:rgba(255,255,255,.94);box-shadow:0 6px 20px rgba(17,20,25,.07);-webkit-backdrop-filter:saturate(160%) blur(7px);backdrop-filter:saturate(160%) blur(7px)}

.detail-list a{transition:transform .16s ease,box-shadow .16s ease,border-color .16s ease}
.detail-list a:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(17,20,25,.07);border-color:#d7dade}

.assurance-icon{display:inline-flex;align-items:center;justify-content:center;flex:0 0 52px;width:52px;height:52px;border-radius:50%;background:rgba(178,15,23,.09);color:var(--red)}
.assurance-icon svg{width:28px;height:28px;stroke-width:2.1}

.service-card img{transition:filter .35s ease;filter:grayscale(78%) contrast(1.08) brightness(1.02) saturate(1.15) sepia(8%)}
.service-card:hover img{filter:grayscale(6%) contrast(1.04) brightness(1) saturate(1.02) sepia(0%)}

.service-block-icon{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;background:rgba(178,15,23,.09);color:var(--red);margin-bottom:10px}
.service-block-icon svg{width:20px;height:20px;stroke-width:2}

.privacy-accordion .privacy-body{display:block;overflow:hidden;max-height:0;transition:max-height .32s ease}
.privacy-accordion details[open] .privacy-body{max-height:2400px}
.privacy-accordion summary{transition:background-color .15s ease}
.privacy-accordion summary:hover{background:#fafafa}

@media(prefers-reduced-motion:no-preference){
.reveal{opacity:0;transform:translateY(14px);transition:opacity .55s ease-out,transform .55s ease-out}
.reveal.is-visible{opacity:1;transform:translateY(0)}
.service-grid>.reveal:nth-child(1){transition-delay:0ms}
.service-grid>.reveal:nth-child(2){transition-delay:70ms}
.service-grid>.reveal:nth-child(3){transition-delay:140ms}
.service-grid>.reveal:nth-child(4){transition-delay:210ms}
.service-grid>.reveal:nth-child(5){transition-delay:280ms}
.assurance-grid>.reveal:nth-child(1){transition-delay:0ms}
.assurance-grid>.reveal:nth-child(2){transition-delay:70ms}
.assurance-grid>.reveal:nth-child(3){transition-delay:140ms}
.assurance-grid>.reveal:nth-child(4){transition-delay:210ms}
.assurance-grid>.reveal:nth-child(5){transition-delay:280ms}
.card-grid>.reveal:nth-child(1){transition-delay:0ms}
.card-grid>.reveal:nth-child(2){transition-delay:80ms}
.card-grid>.reveal:nth-child(3){transition-delay:160ms}
}
@media(prefers-reduced-motion:reduce){.privacy-accordion .privacy-body{transition:none;max-height:none!important;overflow:visible}}